This is the most undervalued bank in the entire sector. Increase of dividend to come by eom and analysts upgrading to sector perform with BUY rating. Price targets have all been increased ;).
$BAC $BMO $TD $BK $BNS $RY $JPM $USB
J
Very heavy position in $USB. Great value stock (expect it to be ~42 or above in the coming months) with a great dividend.
w
$USB conversation
Why are posters compelled to post under several "names"? Why do these posters ask and respond to posts/questions between themselves? I'd appreciate a reply from: None JHB but not at the same time.
u
$USB conversation
Hey board: You can plainly see that JHB continues to post lies, harassment and he is useless. His buddy Stephen is not any better. Just check how the viewers rate their posts and mine. JHB recently said that jmdbro s the KOH. NO, NO, NO, Billion was and continues to hold this title. Where is billion? Is he still on this board? He has used so many aliases that nobody knows his location but I AM GLAD THAT HE DOES NOT POST HERE ANYMORE. Again I will suggest that JHB would leave OR post info on the purpose of this board and that is INFO ON USB.
Wells Fargo & Co (WFC) to Fail Regulator's Community Lending Test
The bank is said to have been downgraded a record two-Notches in a single review
www.thecountrycaller.com
u
$USB conversation
jmsbro: It is obvious that the only AH is jmd. We have gotten rid of billion and denton and jmd is the only PERVERT remaining. JMD does nothing but post #$%$ about WFC, and this belongs on their board, and the only info on WFC is terrible, and since we got rid of billion, and he did nothing but harass and post lies,
u
$USB conversation
I want to wish everyone a Merry Christmas, Happy Holidays and a Healthy New Year .
j
Uncle, we are screaming forward, new all time high today and no signs of slowing down!
j
Uncle, both the Dow and USB continue to climb. USB records another record high today, and soon it will be time for another dividend announcement too. No end in sight with the Santa rally, as mutual managers will be looking to dump more retirement money here before the end of the year. Kaching!!
u
$USB conversation
This new forum stinks But it has succeeded because we see little of the TRIO now.
u
$USB conversation
Ivan K. Wu Ivan K. WuFollow(184 followers) Long only, value, contrarian, long-term horizon Send Message Summary
Superior returns are obtained by discounting the obvious and betting on the unexpected.
By now, USB's strong efficiency ratio, high ROE, and disciplined management are common knowledge and unlikely to generate significant alpha. Rising rates are also a crowded trade.
However, potential catalysts unique to USB's business are being ignored by the average investor.
I. Business Overview
Over a year ago, I wrote my first SA article ranking the top 10 U.S. retail banks by assets. My purpose was to better understand the competitive landscape and what each player's relative strengths were. I then delved deeper into the most promising candidates to evaluate their attractiveness as long-term investments.
U.S. Bancorp (NYSE:USB) was a curious case. In terms of assets, it's about a quarter the size of the Big Four. Yet in an industry with a high regulatory burden, it had the lowest five-year average efficiency ratio of 53.17%. To make things stranger, its five-year revenue growth was relatively flat at 2.85%, yet it managed to earn an average ROE of 15.46% during that period, again blowing away its competition.
All this led me to suspect that this was too good to be true. But having taken a closer look at its balance sheet, I was clearly mistaken. U.S. Bancorp has and continues to maintain unique advantages, largely due to the modest size of its book and its relentless underwriting discipline.
From a competitive standpoint, USB's cost advantage creates a widening moat in the down-market, while its low risk balance sheet allows it to pursue opportunistic deals against its larger competitors.
In other words, U.S. Bancorp is a base hitter in the minor leagues with a skill set that translates well into the majors. It straddles the line between community banking and the more competitive segments on the national level.
II. What has the market priced in?
That being said, with the recent runup in financial stocks, my arguments above have likely already been priced into the market. The following slide is no longer news to anybody:
j
$USB conversation
LOL LOL LOL ! The preferred stock of the Canadian donkey dlck licker an Billturd is going to take a big hit! Seems these frauds at WFC can't be trusted!! Sure glad that US Bank has ethics! Just like the frauds Gilldo and Billdo, these guys sure don't! I can feel shareholders and institutions moving over to other bank stocks from WFC already! LOL LOL LOL!!!
Wells Fargo will pay $190 million to settle customer fraud case
Wells Fargo has long been the envy of the banking industry for its ability to sell multiple products to the same customer, but regulators on Thursday said those practices went too far in some instances. "We regret and take responsibility for any ins
finance.yahoo.com
u
$USB conversation
Denton and jhb: Neither of you post facts but only post to harass. I suggest that you look at my comment to go and post on the WFC board and not this USB board. Check the number of replies that agreed with my position GET LOST YOU LOSERS. When you leave we can get this board back to be the USB MESSAGE BOARD !!!
$USB U.S. Bancorp Earnings AlphaGraphic: Q4 2017 Highlights
$USB U.S. Bancorp Earnings AlphaGraphic: Q4 2017 Highlights
alph.st
u
$USB conversation
HEY BOARD : You can see the JHB just continues to post lies and continues to harass. Here are FACTS which he never uses. He continued with his current post on 5/22. " JHB JHB 22 hours ago
Another harassing post by the pervert(KOH,KOP) goes to the garbage dump. Thanks for making my day.
$BAC $BMO $TD $BK $BNS $RY $JPM $USB
Why do these posters ask and respond to posts/questions between themselves?
I'd appreciate a reply from:
None
JHB
but not at the same time.
http://www.thecountrycaller.com/34760-wells-fargo-co-wfc-to-fail-regulators-community-lending-test/
Long only, value, contrarian, long-term horizon
Send Message
Summary
Superior returns are obtained by discounting the obvious and betting on the unexpected.
By now, USB's strong efficiency ratio, high ROE, and disciplined management are common knowledge and unlikely to generate significant alpha. Rising rates are also a crowded trade.
However, potential catalysts unique to USB's business are being ignored by the average investor.
I. Business Overview
Over a year ago, I wrote my first SA article ranking the top 10 U.S. retail banks by assets. My purpose was to better understand the competitive landscape and what each player's relative strengths were. I then delved deeper into the most promising candidates to evaluate their attractiveness as long-term investments.
U.S. Bancorp (NYSE:USB) was a curious case. In terms of assets, it's about a quarter the size of the Big Four. Yet in an industry with a high regulatory burden, it had the lowest five-year average efficiency ratio of 53.17%. To make things stranger, its five-year revenue growth was relatively flat at 2.85%, yet it managed to earn an average ROE of 15.46% during that period, again blowing away its competition.
All this led me to suspect that this was too good to be true. But having taken a closer look at its balance sheet, I was clearly mistaken. U.S. Bancorp has and continues to maintain unique advantages, largely due to the modest size of its book and its relentless underwriting discipline.
From a competitive standpoint, USB's cost advantage creates a widening moat in the down-market, while its low risk balance sheet allows it to pursue opportunistic deals against its larger competitors.
In other words, U.S. Bancorp is a base hitter in the minor leagues with a skill set that translates well into the majors. It straddles the line between community banking and the more competitive segments on the national level.
II. What has the market priced in?
That being said, with the recent runup in financial stocks, my arguments above have likely already been priced into the market. The following slide is no longer news to anybody:
https://finance.yahoo.com/news/wells-fargo-settles-fraud-case-162417613.html
JHB
JHB
22 hours ago
Another harassing post by the pervert(KOH,KOP) goes to the garbage dump. Thanks for making my day.
LOOOOLLLLLLLLL LOL LOL